Digital payments: Powering transformation in the UK economy and beyond

Examining the importance and impact of the payments system

Payments technology is advancing in leaps and bounds

As new and innovative developments are introduced, there is an ever-growing need for policymakers and decision-takers to have a clear understanding of the existing role of payments in the socio-political system, and how that relationship can, should, and, arguably, must evolve if sovereign nations like the UK are to thrive.

This report by the Whitechapel Think Tank, Ashurst, and 11:FS, tackles all of this and more.

How we break it down

The state of play image

The state of play

From 9/11 to PSD2, what are the events and tech developments that have paved the way for today's payment landscape?

Customer propositions image

Customer propositions

Two views; one domestic and retail-focused, another that takes an international and business-centric view.

Opportunity and the way forward image

Opportunity and the way forward

Distributed ledger tech has given rise to a number of assets, it's essential we understand the opportunities and the challenges.

I welcome this paper as an important contribution to helping us better understand just how to uncover opportunities, unleash potential and accelerate our own digital maturity.

Lord Holmes of Richmond MBE

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