Bill Winters has witnessed a dramatic change in the banking industry during his tenure as Group CEO at Standard Chartered. 

In this special episode of Spotlight, Bill explains to 11:FS CEO David M. Brear Standard Chartered's position as a global local bank and what that means. He discusses the remarkable rise of digital channels over the past 8 years and the challenges that come with it, as well as how to foster a culture of innovation in a heavily regulated industry. 

He also elaborates on how their intrapreneur programme and incubation lab, SC Ventures, fuels innovation at Standard Chartered. Last year, they launched SOLV, a full-stack B2B marketplace for micro, small, and medium enterprises (MSMEs) in India, which has experienced tremendous success. He also highlights the achievements of their Hong Kong digital bank, Mox. 

We also delve into Bill's role as CEO and how culture must originate from the top. He tells us how success builds confidence throughout an organisation that a big bank can deliver excellent technology. He also emphasises the importance of partnerships and discusses the future of the industry. 

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