732. Insights: Is the future of SME banking specialisation?

42min listen

732. Insights: Is the future of SME banking specialisation?

Benjamin Ensor is joined by some great guests, from Branch, Iwoca, and Treyd, to look at the opportunities and challenges of opportunities of specialised offerings for small and medium-sized businesses.

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Is the future of SME banking specialisation?”

This week's guests include:

  • Atif Siddiqi, Founder/CEO, Branch
  • Lara Gilman, Head of New Ventures, Iwoca
  • Peter Beckman, CEO, Treyd

Whether you prefer the abbreviation ‘SME’ or ‘SMB’ - the truth is that there is a vast collection of businesses wrapped up in those three letters.

The World Economic Forum estimates that 90% of businesses globally can be categorised as SMEs. That’s a lot of businesses to cover with the same financial services offerings - so maybe it’s time to specialise!

Our panel discuss: an overview of how SME banking works today, the challenges of serving small business niches, and whether the future will see more niche-focused products


This episode is sponsored by Blinkist

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Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

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Special Guests: Atif Siddiqi, Lara Gilman , and Peter Beckman.