488. Insights: After Dark Debate - Buy Now Pay Later

52min listen

488. Insights: After Dark Debate - Buy Now Pay Later

After Dark is back! This time around we are hosting a gripping debate around one of the industry's hottest topics: Buy nor pay later products!

Welcome to our latest installment of After Dark! This time we enter into a debate about Buy Now Pay Later products and what benefits or issues can be identified in these products. These offerings have exploded in recent years, and so have the views around them.

In the debate, we have two teams and the consist of these masterminds:

Team Love:

  • Simon Taylor, 11:FS Head of Ventures
  • Ali Paterson, Editor in Chief at Fintech Finance

Team hate

  • David Brear, 11:FS Group CEO
  • Sharon Kimathi, Editor at Fintech Futures


  • Gemma Godfrey, Non executive Director and Serial Fintech Entrepeneur.

We are also given some industry expertise by Alex Marsh, Country Lead at Klarna UK & Justin Basini, CEO and Co-Founder of ClearScore!

The teams debate the following topics:

  • What counts as debt?
  • Marketing
  • The Battle of the Checkout

This After Dark is sponsored by Radar Payments. Radar Payments takes out the complexity of payments to let Banks, Neobanks, PSPs and Fintechs solely focus on delivering a frictionless customer experience. The white label one-stop service helps financial institutions issue payment instruments, accept the widest range of methods online - in-store - in app, while keeping their brand at the forefront. To find out more, visit www.radarpayments.com

This After Dark is also sponsored by Mitek. Digital Identity Verification trusted the world over - secure more high-value customers while reducing risk and costs with Mitek, a global leader and enterprise partner in Identity Verification technology. Create certainty in today’s digital world with Mitek.
Find out more: https://bit.ly/3lY9YRn

Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

Head to bit.ly/bankingasaservice.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alex Marsh, Ali Paterson, Gemma Godfrey, Justin Basini, and Sharon Kimathi.